Hi, my name is Jade, and I just realized that I now owe almost $100,00.00 in credit card debt ($99,724.00 to be exact).
Pretty soon, I’ll be 30. Two years ago, I had no credit card debt with a credit score of over 750–thanks to a fixed equity loan that took care of it all. Now a single mom with two young children, I have relocated quite a few times in the last two years and have held a couple of jobs while in transition. Then, I became unemployed…for ten whole months!
For a while, paying my bills–though not necessarily a breeze–was a no-brainer. When I became unemployed, I watched my savings go down the drain…fast. Living on credit cards followed soon after. Now that I finally got a good job, I’m playing catch-up. The process of bill-paying still makes me want to throw-up until finally, I decided to face my fears. After adding it all up, I just realized that my credit card debt is high enough to buy property somewhere out there.
I’m not passing out…not yet. I decided to start blogging and tweeting about this (follow me on Twitter @JadesJourney) so that I can keep myself accountable–and you can help me stay on track! I am not losing hope–it does not matter if my salary is currently not enough to meet my monthly obligations. There is always a way, and I can’t lose hope now.
Please join me in my journey as I slowly but surely pay off my $100,000.00 credit card debt.
